Social Security for Retirees in Ghana: Backup Plans Biara Ho hia!
Colaboradores
Social Security yɛ nkwa boa ma panyin pii wɔ Ghana ha, nanso ɛwɔ famu a ɛreyɛ ahinhim seisei. Ɛnam sɛ wobetumi atwa mfasoɔ so nti, ɛyɛ bere a ɛsɛ sɛ wofiti aseɛ siesie wo ho. Akwan tiawa bi betumi aboa wo ma woabɔ wo pɛnhyen ho ban, mfa ho sɛ Social Security bɛyɛ dɛn daakye.
Daakye a ɛwɔ Social Security mu
Nea edi kan no, ɛho hia sɛ wohunu sɛ ɛrenyɛ yɛ a Social Security bɛyera koraa. Nnipa pii ho yerɛw wɔ dwumadie no ho sɛ ɛbɛbɔ ka. Nanso, ɛwɔm sɛ wobetumi atwa mfasoɔ so deɛ, dwumadie no ankasa bɛkɔ so ayɛ sika a wotumi de ho to so kɔsi baabi.
Wɔde tow a nnipa a wɔyɛ adwuma tua na ɛboa Social Security. Nnipa a wɔyɛ adwuma seisei tua tow na wɔde saa sika no ma panyin ne wɔn a mfasoɔ wɔ wɔn ho. Nanso, mfeɛ kakra a atwam no, saa sika no nnu mfasoɔ a ɛsɛ sɛ wɔtua nyinaa.
Akwan a Wobɛtumi Afa So Abɔ Wo Pɛnhyen Ho Ban
- Yɛ nhyehyɛeɛ wɔ akyire: Ɛsɛ sɛ wowɔ sika foforɔ a wodeɛ wo ho, sɛ ɛyɛ adwuma foforɔ yɛ anaa investment.
- Hwɛ wo Social Security mfasoɔ so: Hwɛ wo akontaabuɛ na wohunu nea wubetumi anya.
- Yɛ savings: Hyɛ savings aseɛ ntɛm na woanya sika pii wɔ wo pɛnhyen mu.
Ɛho hia sɛ wowɔ backup plan wɔ wo pɛnhyen ho. Sɛ wowɔ nhyehyɛeɛ pa a, wo ho renpopoeɛ sɛ Social Security nsakraeɛ bɛba.
Economist Bi Ka Social Security Ho Asɛm Sɛ Trump San Ba Ɔmanpanyin
Ɛnyɛ ahintasɛm sɛ Social Security ne Medicare wɔ sika fam ahokyere mu. Sɛnea Social Security ne Medicare Trustees kyerɛ no, Social Security Old Age and Survivors Insurance (OASI) trust fund a ɛtua Social Security mfasoɔ ma panyin no, ne sika bɛsa wɔ afe 2033 mu, na Medicare Hospital Insurance (HI) trust fund nso bɛbɔ ka wɔ afe 2036 mu.
Nea ɛbɛfiri mu aba, sɛnea U.S. Budget Committee hyɛɛ nkɔm no, betumi ayɛ Social Security mfasoɔ so tew 21% wɔ afe 2033 mu, ne Medicare Part A mfasoɔ so tew 11% wɔ afe 2036 mu. Ɛyɛ asɛm bɔne ma wɔn a wɔrekɔ wɔn adwuma awieeɛ, ne asɛm bɔne koraa ma nnipa nkumaa a wɔretua sika akɔ nhyehyɛeɛ a ɛreyɛ adwuma bɔne mu.
Privatizing Social Security
Republicans abɔ mmɔden sɛ wɔbɛyɛ Social Security no private bɛboro mfeɛ du. Democratic opposition ne nneɛma foforɔ ama saa mmɔdenbɔ no asɛe.
Sɛ Trump san kɔ White House a Republicans dɔɔso wɔ House of Representatives ne Senate nyinaa mu a, “nsakraeɛ a ɛho hia sen biara no mu baako betumi ayɛ sɛ wɔbɛyɛ Social Security no private kakra anaa koraa,” Warren kaa. “Eyi kyerɛ sɛ ɛwɔm sɛ wobetumi anya sika pii deɛ, nanso ɛnam so de market risks ba na ɛbetumi asɛe sika a wɔde ma wɔ Social Security mu no.”